Not All Insurance Is Created Equal

Not All Insurance Is Created Equal

Insurance is a hot topic. With healthcare insurance debates raging in Congress and your social media feed it seems like a subject everyone should have an opinion on. There are important distinctions, however, in types of insurance, policies and even insurance companies. Insurance isn’t an offering that can be collapsed into one concept; just because it’s called insurance doesn’t mean it works the same way.

With healthcare insurance taking the lion’s share of our attention, I think it’s easy to assume all insurance adopts the same practices…particularly in raising rates at every opportunity. That simply isn’t the case as it applies to other types of insurance. Despite the requirement for car owners to hold a policy in some states, rates can even go down year to year for policy holders in low risk circumstances and environments.

But being a careful driver in regions that don’t see much hail isn’t the only way to strategize for better insurance rates. It could be something as simple as meeting with your agent twice a year to look at your policy and assess whether you’re maximizing your coverage for the best price, which is a service any insurance professional should willingly perform for his or her clients.

Another way to strategize is to look for unexpected opportunities in alternate policies. Country Financial offers medical coverage in their auto insurance policies that can offer more immediate benefits to their customers who suffer an automobile accident since there is no deductible to pay before coverage. That means in the event of an accident, you pay nothing out of pocket to get the care you need. Another interesting feature of their medical policy is that you could be struck by a vehicle as a pedestrian and still receive the same level of coverage if you opt for it in your plan.

The trick here is knowing what’s out there in insurance offerings and ways to leverage it for the most benefit. So trying to figure out what’s available and how it all works together yourself can be an impossible challenge whereas developing a relationship with a trusted insurance professional could be a great opportunity to address that challenge.

If you need an assessment of your current insurance policy or would like to develop an integrated insurance plan contact me for a free review of your current plan and methodologies to streamline your home and auto coverage

Why Do My Pictures Look Like They’ve Been Pulled From A Lint Trap:  Managing Images On Your Site

Why Do My Pictures Look Like They’ve Been Pulled From A Lint Trap: Managing Images On Your Site

We’ve all seen pictures on sites that are just way too fuzzy or blurry to make a good impression on the messaging or content for the site, especially on panoramic landing pages or food, you don’t want them looking like lumps of lint you pulled out of the dryer. Or have you been building your own website using one of those services, usually free or low cost, that has a very intuitive, easy to manage user interface and you discover this high quality image you have available is appearing on the site so blurry it looks like a Cezanne painting. You keep looking back and forth thinking maybe the screen is off or you’re eyes are tired.

You’re not crazy and it isn’t fatigue setting in, those pictures likely were compressed by the engine designed to make website building easy. In an online environment, large file sizes really slow down page load time and even processing time of the whole site, so a really crisp picture is going to look really great…10 seconds after it loads. To avoid this situation entirely web design apps frequently automatically compress your images when uploaded through the tool and stored in the database or place file size caps for uploading which means it is on you to format the pictures for display.

What is the solution? The key here is understanding that the more you rely upon and accept automation to build your site, the more you will be limited in achieving the site design you want. Some site design platforms give you access to the code that allows you to change the compression parameters. Some site design platforms give you access to the code that allows you to host the images uncompressed on other servers or to embed them from an image service like Instagram. There are some site design platforms that only give you access to the tools they provide. If you understand the intricacies of displaying pictures on a website, then you can look for new ways to get the pictures and the quality you want on display either by utilizing work-arounds to the design platform you are using or deciding the platform is insufficient for your needs.

If your pictures aren’t being displayed correctly and you don’t have enough time, energy, or know-how to solve the problem, contact me for a free consultation. I will diagnose your image problem and give you the best solutions to solve it.